Some friends online who had gone out and bought
The iPad Saturday just how, when tasked
To cough up the five hundred bucks -- a lot
For any gadget -- they paid up. I learned
That while ol' Mister Plastic took a kick
Right to the nuts, most of my friends have spurned
To pay out months of interest. The trick
Was saving up so they could buy, then pay
The company and earn reward points, too.
Still others used store plans. No one would say
They'd carry any balance. 'Tis a clue,
Perhaps, that these hard times have taught them well
To manage their resources. Time will tell.